Terms of Use
Last updated October 2026.
A demonstration site
DisputeValet Literacy Coach is a sample education group created by Gamboa Software LLC to show how DisputeValet.com partner co-branding works. By using this site you agree to these terms. The Demo Disclosure explains what is and isn't real.
General education only
Everything on this site is general financial education. Nothing here is financial, credit, debt, investment, tax or legal advice, and nothing here is a recommendation for your situation. Calculator results are illustrations, not recommendations.
No services
DisputeValet Literacy Coach provides no services. It offers no credit counseling, debt management, debt settlement, investment or legal services, and there are no real courses, workshops, memberships or appointments. Forms on this site send nothing and create no registration, enrollment or membership.
DisputeValet.com
Links to DisputeValet.com lead to a real subscription product, billed by Gamboa Software LLC. Your use of DisputeValet.com is governed by the DisputeValet terms of service. DisputeValet.com is self-help software. It is not a credit repair organization and does not guarantee any change to your credit report or score.
No warranty
This site is provided "as is", without warranties of any kind. General information on this site may be incomplete or out of date. To the fullest extent the law allows, Gamboa Software LLC is not liable for any loss arising from your use of this site.
Content
Photographs are stock photographs; the people in them are not members, staff or instructors and are not affiliated with this site. Text and design belong to Gamboa Software LLC.
Governing law
These terms are governed by the laws of the State of Minnesota, without regard to its conflict-of-law rules.